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    1. Knowledge Base
    2. For Employees
    3. ICHRA 101

    ICHRA 101

    Articles (11)

    HSAs and ICHRAs

    How does an ICHRA work?

    What's the difference between an ICHRA and traditional group health insurance?

    Who can be covered under an ICHRA?

    What if I select a plan which costs more than my employer's contribution?

    What if I select a plan which costs less than my employer’s contribution?

    Can I accept my employer's ICHRA and still collect the Advanced Premium Tax Credit (APTC)?

    Can I keep my doctor or my current plan under my employer's ICHRA?

    Can I use my ICHRA funds to pay for COBRA coverage?

    Can I use an ICHRA to reimburse my Health Sharing Ministry membership?

    I am already enrolled in my spouse or parents' insurance plan. Can I use my company's ICHRA contribution to pay for my share?

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