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How do we recommend plans?
We've built a data model that draws over 30 years of medical claims data. Based on your age, gender, and geographic location, we predict the likelihood you will face certain medical events and what this might cost you.
In particular, we analyze events you might not expect, like going to the emergency room or needing an unplanned operation -- all the things we hope don't happen to you but could. We want to ensure you are well protected if it ever does.
We analyze all the health insurance plans available to you and recommend the ones that minimize your potential out-of-pocket medical costs.
As you add additional information to your profile--specific doctors, prescriptions, risk profile, etc., your list of recommendations becomes more personalized. You can personalize your recommendation further by setting up a time to speak with one of HRASimple's agents.