Important:
1. All health insurance plans start on the 1st of the month. This is true even if an employee's start date falls in the middle of the month.
2. Deadlines to enroll in health insurance vary by state and by carrier. Employees must complete shopping via their HRASimple portal prior to the deadlines below or may risk delays in their health insurance plan becoming active.
The table below lists enrollment deadlines by state and by insurance carrier. Have a question? Email your Account Management Team at employers@hrasimple.com.
| State |
On-Exchange Deadline |
Off-Exchange Deadline |
| Alabama |
End of Month |
End of Month |
| Alaska |
End of Month |
End of Month |
| Arizona |
End of Month |
End of Month |
| Arkansas |
End of Month |
End of Month |
| California |
End of Month |
Blue Shield of CA: 15th
All Other Carriers: End of Month |
| Colorado |
15th |
End of Month |
| Connecticut |
15th |
End of Month |
| DC |
End of the Month |
N/A — All Enrollments Must be On-Exchange |
| Delaware |
End of Month |
15th |
| Florida |
End of Month |
End of Month |
| Georgia |
End of Month |
End of Month |
| Hawaii |
End of month |
End of Month |
| Idaho |
15th |
15th |
| Illinois |
End of Month |
End of Month |
| Indiana |
End of Month |
End of Month |
| Iowa |
End of Month |
End of Month |
| Kansas |
End of Month |
End of Month |
| Kentucky |
End of Month |
End of Month |
| Louisiana |
End of Month |
End of Month |
| Maine |
End of Month |
End of Month |
| Maryland |
End of Month |
End of Month |
| Massachusetts |
23rd |
End of Month |
| Michigan |
End of Month |
End of Month |
| Minnesota |
End of the Month |
End of Month |
| Mississippi |
End of Month |
End of Month |
| Missouri |
End of Month |
End of Month |
| Montana |
End of Month |
End of Month |
| Nebraska |
End of Month |
End of Month |
| Nevada |
End of Month |
End of Month |
| New Hampshire |
End of Month |
End of Month |
| New Jersey |
End of Month |
End of Month |
| New Mexico |
End of Month |
End of Month |
| New York |
15th |
15th |
| North Carolina |
End of Month |
End of Month |
| North Dakota |
End of Month |
End of Month |
| Ohio |
End of Month |
End of Month |
| Oklahoma |
End of Month |
End of Month |
| Oregon |
End of Month |
End of Month |
| Pennsylvania |
End of Month |
15th |
| Rhode Island |
15th |
15th |
| South Carolina |
End of Month |
End of Month |
| South Dakota |
End of Month |
End of Month |
| Tennessee |
End of Month |
End of Month |
| Texas |
End of Month |
End of Month |
| Utah |
End of Month |
End of Month |
| Vermont |
15th |
15th |
| Virginia |
End of Month |
End of Month |
| Washington |
15th |
End of Month |
| Wisconsin |
End of Month |
End of Month |
| Wyoming |
End of Month |
End of Month |